A direct lender built around plain talk.
The small business lending world is full of slick talk and fine print. Sprint Funding is the alternative: a direct lender that underwrites every file in-house, names the trade-offs, and only writes deals that actually fit the business.
Talk to an underwriter at (555) 123-4567
Our story
Sprint Funding was founded in 2019 by a small team of former lenders and small business operators who had been on both sides of the lending conversation. We had seen great owners get pushed into the wrong product because it was the easiest one to close. We knew there was a better way, and we knew it had to be built on the lender side of the table, not the middleman side.
Today Sprint Funding is a direct lender. We underwrite, approve, and fund term loans, lines of credit, equipment financing, SBA loans, and invoice factoring from our own balance sheet, in all fifty states. The underwriter you talk to is the decision-maker. The capital that funds your loan is ours.
We are not the biggest lender out there, and that is on purpose. Every owner who calls Sprint Funding talks to a real person who works your file start to finish. That part will not change.
- 100%
- Direct, zero brokers
- We underwrite every file ourselves and fund every loan from our own balance sheet.
- $500M+
- Deployed to small businesses
- Term loans, lines of credit, equipment, SBA, factoring. Across all 50 states.
What we believe
Four principles that guide every conversation we have.
Plain talk, no theatrics
Loan documents can be confusing on purpose. We translate them into the actual cost, the actual payment, and the actual obligation, before you sign.
The owner's interest comes first
We are the lender, and we lend our own capital. If the deal we can offer is wrong for your business, we say so. Better to lose the file than to fund the wrong thing.
The right product for the situation
Not every business needs a term loan, and not every business qualifies for SBA. We start with what makes sense, then build the file around it.
Decisive, not theatrical
We are not built to drag a file out. When we have what we need, we underwrite, we decide, and we tell you. When something does not fit, we say so. No suspense, no runaround.
By the numbers
A snapshot of what we have done since opening our doors.
- $500M+
- Funded for small businesses
- 10,000+
- Owners funded
- All 50
- States we lend in
- 7+
- Years in business
Want to work with us?
Whether you have a specific need today or are just exploring options, we are easy to talk to. Pick a time that works.
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